With spring break approaching, Insurance.com provides an important guide to what home and auto insurance likely covers and what additional insurance is available for added protection.

Insurance.com’s guide notes that homeowners liability insurance extends to cover injuries and damages elsewhere, including damage to a vacation rental. Personal property coverage also applies anywhere in the world, but with some limitations. Drivers, meanwhile, should be aware that U.S. car insurance protects them anywhere in the U.S. or Canada, but not in Mexico.

Spring break travelers should also be aware of any limitations on health insurance coverage away from home, especially abroad, and consider travel health insurance. Other travel insurance policies can provide additional financial protection in case a trip has to be canceled or cut short.

“Spring break is a busy time for travel, but it’s important not to leave home without verifying any applicable insurance coverage, especially if there are plans to rent a car or stay in an Airbnb or other rental,” says Leslie Kasperowicz, managing editor for Insurance.com. “In many cases, home and car insurance extends coverage, but no one wants to find out after something goes wrong that it’s not covered.”

Get the full guide here: Spring break insurance advice for smooth travels

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